A pre-approval is a mandatory item you will need to being looking at homes. It is a requirement before myself or any Agent will help you... at least the top produces. Without a pre-approval neither you or I know what you can actually do financially. So if you're wanting to purchase a home this is actually the first step. And the best way to be prepared for the is know what you need.
Here are a few pointers when filling out the application that would be helpful.
Please make sure you have a 2 year work history filled out with the proper dates you started and left, etc.
If you have had 4 jobs in the past 2 years, please make sure you put the name, address, phone number and dates you worked there.
Please Upload or Email these items to the lender of your choosing:
2 most recent paystubs
2020 and 2019 W2’s
2020 and 2019 Tax Returns
2 most recent bank statements. If you can do the Verification of Asset portion that would automatically import the last 60 days of statements.
If you have any questions about these items I can answer the majority of them, however, your lender can answer these in more details. Call me if you ever need anything at 864-430-2451.
